How Insurance Companies Are Involved In The Accident Claim Process
As a practical matter in most car accident cases in Vermont, an insurance company will be responsible for covering your damages. In Vermont, the minimum liability limits are $25,000 per person and $50,000 per accident. Vermont law also requires that each automobile insurance policy provide for uninsured motorist bodily injury coverage of $50,000 per person and $100,000 per accident. Therefore, for example, if your damages were $50,000 and your claim was against a driver who had a policy of $25,000, you would recover $25,000 from the negligent driver’s policy and $25,000 under your own policy.
I have four decades of experience in holding insurance providers accountable under Vermont auto accident law to recover fair compensation for our clients. It is not always easy and it is not necessarily quick, but I strive as hard as I can to obtain a fair settlement for my clients.
More motor vehicle crashes in Vermont are caused by driver error than by anything else. It is typically the at-fault driver’s careless or negligent behavior that causes the accident. It is actually very scary out on Vermont highways. There are far too many drivers that are speeding, distracted by their cell phones, and still driving drunk.
Crashes are preventable even on icy or snowy roads. It is amazing how many accidents we have in Vermont in the winter. In the winter, excessive speed, tires in poor condition, and tailgating are the cause of many crashes. Even on icy and snowy surfaces, it is almost always someone’s negligence that causes the crash.