Determining liability for an auto accident is usually a complex issue. Among the causes of road accidents include natural elements, poor road conditions, and most commonly, other motorists’ negligence. The good news is that under Vermont law, you are entitled to compensation by the at-fault party in your accident. In an auto accident, the liable driver is under the obligation to pay for your damages, both economic and non-economic. This settlement is met through the insurance provider of the at-fault party. However, the settlement can involve a lot of time and delays. This means that it could take months before you could receive full compensation for your damages.
Available Insurance Options
An auto accident is a traumatic experience. It is even worse if your injuries are catastrophic. That is why including an uninsured motorist policy on your insurance cover is essential. Typically, everyone has vehicle insurance. In Vermont you need at least three types of insurance, namely:
• Property Damage
• Uninsured motorist insurance
• Liability insurance
These three insurance types will guarantee that you don’t pay for your injuries and damages after an accident with an uninsured driver. It is important to note that the at-fault driver does not have to foot your medical bills as you incur them as a rule. They are only required by law to pay for your damages if found liable in a personal injury trial. Due to the complexities of each car accident, it is very important to determine who is at fault as to avoid the full burden of the financial factor that comes with each auto accident. You should also have medical payments coverage, collision coverage and comprehensive coverage.
settle your hospital expenses.
Almost invariably, after an accident, you will be contacted by the at-fault party’s insurance provider. They will attempt to offer you a hurried out of court settlement. While this may be a good step, it is not usually the best approach, and you could end up regretting later. It would be best if you had your attorney present before signing any out of court settlement.
Depending on your injuries’ severity, you will need to retain your injury lawyer by your side if you are to have a successful claim and favorable outcome. An automobile accident can be devastating and traumatic, with severe social and economic effects. If you sustained catastrophic injuries, you would have to stay under medical care much longer as bills accumulate and your life gets disrupted.
Please call me today for a free consultation about your car accident. I am available on weekends too so call to find out about your rights. The call will cost you nothing. My number is 802-888-7707.