Unless the vehicle was stolen insurance coverage goes with the vehicle. So if a car was loaned to a juvenile whether he had his driver’s license or not there would be insurance coverage for any injuries or damages caused by the minor’s negligent operation of a motor vehicle. So in the case summarized below there should be insurance coverage.

October 17, 2020
NEW HAVEN BARRACKS / MOTOR VEHICLE CRASH
STATE OF VERMONT

DEPARTMENT OF PUBLIC SAFETY

VERMONT STATE POLICE

NEWS RELEASE

MOTOR VEHICLE CRASH

CASE#: 20B502716

RANK/TROOPER FULL NAME: Trooper Christopher Hein

STATION: New Haven Barracks

CONTACT#: 802-388-4919

DATE/TIME: October 17, 2020, at 0518 hours

STREET: VT Route 30

TOWN: Cornwall

LANDMARK AND/OR CROSS STREETS: Parkhill Road

WEATHER: Cloudy, light rain

ROAD CONDITIONS: Wet blacktop surface

VEHICLE #1

OPERATOR: Juvenile 1

AGE:

SEAT BELT? N

CITY, STATE OF RESIDENCE:

VEHICLE YEAR: 2007

VEHICLE MAKE: Toyota

VEHICLE MODEL: Corolla

DAMAGE TO VEHICLE #1: Totaled

INJURIES: Broken right hip and knee

HOSPITAL: The University of Vermont Porter Medical Center

VEHICLE #2

OPERATOR: Patrick Burke

AGE: 21

SEAT BELT? Y

CITY, STATE OF RESIDENCE: Fair Haven, VT

VEHICLE YEAR: 2010

VEHICLE MAKE: Nissan

VEHICLE MODEL: Altima

DAMAGE TO VEHICLE #2: Extensive frond-end contact damage

INJURIES: Suspected minor injuries

HOSPITAL: The University of Vermont Porter Medical Center

SUMMARY OF CRASH: On October 17, 2020, at approximately 0518 hours, Troopers with the Vermont State Police were dispatched to a reported two-car head-on collision on VT Route 30 in the Town of Cornwall. Preliminary investigation indicates Juvenile 1 was traveling south on VT Route 30 at an unknown speed. Juvenile 1 traveled left of center into the opposing lane of travel. At approximately the same time, Patrick Burke (21) was traveling north at a speed believed to be approximately 50 MPH. Burke recognized the hazard of an approaching vehicle and attempted to avoid a collision, but was unable to do so. The vehicle driven by Burke came to rest just off the southbound shoulder of roadway. The vehicle driven by Juvenile 1 came to rest east of the roadway. Driver fatigue appears to be a contributing factor in this motor vehicle crash.

Both operators were transported to the University of Vermont Porter Medical Center. VT Route 30 was closed for several hours as a result of this motor vehicle crash. The Vermont State Police were assisted on scene by members of the Cornwall Fire Department and Middlebury Rescue. Anyone who witnessed this crash is encouraged to contact the State Police.

Trooper Christopher Hein

New Haven Barracks, B Troop

Vermont State Police

802-388-4919 x2768

[email protected]

at 10/17/2020 04:18:00 PM
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