Month: March 2020
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At What Age Do Auto Insurance Rates Go Down?

When Does Car Insurance Go Down? Because young drivers – especially teens – pose a higher risk for getting into accidents than other age groups, their insurance rates are higher. But what age does car insurance go down? The cost of insurance tends to go down around...

COVID-19’s Impact On Your Car Insurance

With many states on lockdown and people across the country avoiding travel and gatherings, countless car owners are driving a lot less. If your driving habits have been significantly impacted, you may be wondering if you should make any changes to your car insurance...

AARP CORONAVIRUS SCAM WARNING

I am a volunteer for the AARP Fraud Watch Program. AARP recently issued the following warning: Scammers look to capitalize on the news of the moment, especially if the headlines can instill fear and motivate people to act. The ongoing outbreak of coronavirus is no...

Update On Corona Virus Scams

As cities and states work on slowing the spread of the coronavirus by limiting where people can go, hackers are already prepped and eager to target unsuspecting and stressed-out victims. Cyber criminals prey on vulnerable people as they seek out information and data...

Business Interruption Claims

Under all of the most common insurance policy forms, business interruption coverage is only triggered if the business interruption results from “direct physical loss or damage” (e.g. hurricane or fire). Business interruptions caused by contagious or communicable...

The Cybersecurity Threat of COVID-19

As people across the world react to the rapid spread of COVID-19, a new threat is emerging; individuals and employers face a risk from hackers trying to take advantage of the demand for information. Hackers have begun using fake government reports, health fact sheets,...

What is Full Insurance Coverage

Full coverage car insurance is not a special policy type but rather a term that usually means a policy with liability, collision and comprehensive coverage. Liability insurance: For accidents that you’re at fault, liability insurance covers the cost of the other...