American pedestrians risk dying under the wheels of a car every time they cross an auto-centric street, but if you think walkers are safe from crashes once they step inside a building, think again.
Drivers crash their cars into buildings about 60 times per day on average, crashes that kill as many as 500 people every year, and injure at least 4,000 more, according to research from advocacy group the Storefront Safety Council. And most of these crashes aren’t the result of dramatic police chases or auto-assisted, smash-and-grab robberies; they’re the nearly inevitable side effect of car-dominated cities that insist on allowing automobiles to drive right up to the doorway of virtually every home, school and business.
Vehicle-into-building crashes are an even less talked-about phenomenon than roadway pedestrian fatalities, yet both kinds of crashes are 100 percent preventable. When it comes to ending VIBCs, even simple changes such as better building and parking lot design, along with efforts to reduce car dependency, could save lives and livelihoods.
Uninsured motorist coverage is mandatory in Vermont. It is portable and goes where you go. So if you are injured as a pedestrian by an uninsured or underinsured driver you have coverage under your auto policy. You would have coverage even if you were sitting on your porch and a vehicle careened off the road and into your porch causing injuries.